Lugoff Loan Company

Not your ordinary Pawn Shop

714 Hwy 1 S Lugoff, SC 29078 | (803) 438-5363

"This is my favorite pawn shop! Their gun collection is the best in the area and they always have great deals." - Joe M.

Pawn Testimonials

See why our customers love to pawn with us!


We pay the best prices in the area when you pawn your gold jewelry and coins with us.

"I shopped around and Mike gave me the best price for my gold. Go ahead and waste more gas, or just come here and know you have gotten the best deal." - Rick P.


Get top dollar for your new, used or collectible firearms when you pawn them at Lugoff Loan Company.

"Mike knows his guns and I feel good about leaving my Browning in his care. I don't trust my guns to just anybody." - Jim B.


If you need a loan and don't want to sell your family heirlooms, consider a pawn where you can borrow the money and get your item back.

"I needed money to pay some bills but I didn't want to sell my Grandmother's ring. I now have the ring back and I'm so happy I didn't have to sell it." - Mary D.


We loan you money on your tools.

"This is the best pawn shop around. I wouldn't have been able to pay my workers if I hadn't pawned some of my tools for payroll. Much better than going to the bank for a loan or trying to sell stuff. This way, I get my tools back!" - Jerry L.

TVs & Laptops

We accept TVs and Laptops for pawn.

Remember to bring in the remote and all cords!

"Mike gave me a loan on my TV so that I could pay my light bill.
I didn't miss the TV that much and I'm sure glad I could money borrow against it." - Carol G.

Pawning - How does it work?

Pawnshops and pawnbroking have been around for thousands of years. The basic idea behind any pawnshop is to loan people money. It goes like this:

1. You bring in something you own and give it to the pawnbroker as collateral for a loan
(this act is called pawning).
2. The pawnbroker loans you money against that collateral based on valuation of the item.
3. When you repay the loan plus the interest, you get your collateral back.
4. If you don't repay the loan, the pawnbroker keeps the collateral.
5. No credit check required.

Buy - Great Deals

We have some great items for sale.   Our inventory changes daily - so stop by and check us out.   You never know what you might find!

Firearms - Best selection in Kershaw County!




Sell your items

Need cash quick? Why go through the hassle of selling your items on Craigslist or eBay?
Bring them to us to get cash on the spot.









Meet Mike

What do Michael Phelps the swimmer and Michael Phelps the pawnbroker have in common?

They are both Gold Medalists!

As the owner of Lugoff Loan Company, Mike is well versed in a great many areas. One of his great loves is pawning, buying, selling and trading guns.

Mike is a MSgt USMC (Ret). He was a competitive shooter and has competed at the national level (High Master Class) having earned the honor of Distinguished Marksman.

Before founding Lugoff Loan Company, Mike was Director of Training for an international security company being certified in many areas. His credentials included SLED Level III Firearms Instructor, North Carolina Private Protective Services Firearms Trainer, NRA Law Enforcement Firearms Instructor, Monadnock Defensive Tactics Instructor, Monadnock Expandable Baton Instructor, and South Carolina CWP instructor - just to name a few.

As you can see, he knows how to give you the best value for your guns and is a great resource as your local firearms expert. Why would you trust your items with anyone else?

Contact Lugoff Loan Company

Feel free to email us at

You can also give us a call at

(803) 438-5363


Monday - Friday 9:00 AM - 5:00 PM

Yes! We are open on WEDNESDAYS to serve you!

Saturday 10:00 AM - 2:00 PM

Closed Sunday


We are located at 714 Hwy 1 South in Lugoff, SC

Look for the big ice machine out front!

From Columbia:

From Camden: